A drunk, naked woman boards a cab in London.
Driver of the cab, - an Indian.... keeps staring at her and does not start the cab.
Woman: Havent you seen a naked woman before??
Indian Driver: Cool down Lady. I am not staring at you. I am just wondering where have you kept the money to pay me?Moral: Probably, this is what most of the American banks failed to do. Assessing the repayment capacity before enjoying exposure!!